Employee Benefit Services

The Challenges

• Providing a competitive benefits package is increasingly difficult with rising costs, regulations and administrative headaches. 
• Administering a comprehensive benefits package for your employees takes too much time and effort.
• Staying on top of regulation and legislation changes, and understanding the impact to your business is a real headache. 

Key Benefits

• Provide a competitive and comprehensive benefits package for your employees, while reducing costs.
• Our team remove the administrative burden of maintaining your employee benefits program.
• Our experts help you understand healthcare reform and the implications, so you stay compliant.

Employee Benefit Programs

The Challenge
Attracting and retaining quality employees is vital, but it’s becoming more difficult with increasing costs and regulations. You need competitive employee benefits, but providing affordable health solutions has become more challenging in today’s economy.

Our Solution
Our programs allow you to reduce costs while still providing employees with quality benefits. We take the time to understand your needs and what type of plans would be best for your employees. Then we can determine how we reduce costs for both you and them.

Our employee benefit programs include:

• Group medical insurance
• Dental
• Vision
• Life
• Long term disability
• Short term disability
• 401k
• Section 125
• Flexible Spending Accounts (FSAs)
• Health Savings Accounts (HSAs)
• Health Reimbursement Accounts (HRAs)

Employee Benefits Administration Service

The Challenge
Creating a competitive benefits package is only half of the challenge. You then need to administer it.

Our Solution
We can take on this burden, including:

• Eligibility tracking
• Benefit plan communications
• Eligibility administration: enrollment of new employees, changes, terminations
• Employee deductions
• COBRA administration
• Section 125 plan administration
• Assistance with claims resolution
• Open enrollment
• Invoice payment and reconciliation.

Employee Discounts

The Problem
Increasing costs and regulations make it harder to attract and retain quality people. You need to find innovative benefits that will appeal to both new recruits and existing employees.

Our Solution
With LifeMart® you can give employees easy access to discounts of up to 40% on more than five million products and services, including:

• Computers and electronics
• Theme parks
• Vacation packages, car rentals and hotels
• Gifts and retail shopping
• Family care and wellness products and services
• Concerts, sporting events and theater tickets